We provide upfront transparent business finance solutions from strategy to application and settlement.

Low fees, we do not charge large upfront fees to look at your application.

Total Business Finance Solutions

STEP 1

We devise your Credit Strategy based on your financial needs.

Need Business Cash Flow Finance?

STEP 2

We broker your deal with lenders to source best rates and pricing.

We Are Experienced Professionals

STEP 3

We settle your loan in a timely manner to meet the deadline.

What We Offer

Would you like your business financing to be easier? Would you like an alternative to shopping around for the best car loan or equipment finance option? Well, you’ve come to the right place. We have experienced asset finance specialists who work with you to find out exactly what you need and then deliver expert finance solutions that work. Make your purchase and finance decisions with confidence knowing we are on your side.

Motor Vehicle Finance

Don’t waste time shopping around when we’ve got the right car loan waiting for you. Forget about wasting hours shopping around. With access to over 40 lenders and 24-hour pre-approvals, we’ll get you behind the wheel and on the road in no time.

Plant & Equipment

Better deals for your business start here. Taking time out from your business is tough, so we offer friendly and fast service online or over the phone to make it easier for you. Our equipment finance solutions will get your business back on track.

No Financials Finance

Equipment Finance Options with No Financials (tax returns) required
2yr ABN with Property and No Deposit 5yr ABN without Property or Deposit. Whether you’re requiring finance for office equipment, industrial machinery, and motor vehicles we can help.

Commercial Finance

Managing the growth of your business can be challenging. Our commercial finance solutions can help you manage your business growth plans with ease. Businesses use commercial finance products to improve their cash flow and spread the cost of expenses.

Development Finance

Development Finance Solutions for Australian Property Developers. We support the entire project development cycle from funding the initial land purchase to the construction stage to settlement and refinancing of the total facility.

Private Lending

We can facilitate a 24-hour approval and have funds available in 3 days. We are able to provide either short or long-term loans for small businesses, as well as competitive interest rates and repayments that are customised to your specific requirements.

See our growing list of financial services

Who We Are

We Provide a Professional & Personalised Level
of Care

Top Step Finance prides itself on accessing the latest finance options available in the market place today to support our clients achieve their financial goals.

WHAT IS PRIVATE LENDING?

Potential use of funds

• Purchasing real estate
• Other major business purchases
• Improving cash flow
• Business development
• Renovations or construction
• Paying off business debt * Development finance

Who is eligible

Non-bank lending is generally only available to company borrowers, not
individuals. That’s because loans to companies fall outside the National
Consumer Credit Protection (NCCP) Act, so different regulations apply.

Premium partners

Our collective lending experience has helped hundreds of businesses achieve their financial goals.

Non-bank loans are typically issued for short-term solutions (for example, from 3-24 months) and provide funds to borrowers for specific situations that traditional banks usually won’t fund. The loan purpose must be for any business and or investment purpose. The borrower must have an acceptable exit strategy for how the loan is to be repaid.
Our lenders require a form of property security, secured by way of a 1st
mortgage, 2nd mortgage, or registered caveat.